The closing (or settlement) process may vary slightly depending on the loan type and which lender will be servicing your loan, but typically you'll sign documents, make sure all the proper documentation is provided by New Alliance Mortgage and you may be responsible for various closing costs associated with the loan.

Just like the closing process, closing costs will vary depending on the loan type, term of the loan, and the lender that will be servicing your loan.  Prior to the closing, you will receive a copy of the GFE (Good Faith Estimate) provided by your New Alliance Mortgage representative. This document provides the final total of your closing costs.

Often times, when you refinance mortgage terms, your closing costs are included in the total loan amount so you won't be expected to pay these fees up-front.